Question 1

Where do these exchange rates come from?

Accepted Answer

Rates are European Central Bank reference rates, published every working day. They are mid-market reference rates, not the rates a specific bank or card provider will offer you.

Question 2

What does the daily change percentage mean?

Accepted Answer

It compares the latest published rate with the previous working day's rate, showing how much the currency pair moved. Green means the base currency strengthened against the quote currency.

Question 3

Will my bank give me this exact rate?

Accepted Answer

Usually not. Banks, cards and exchanges add a margin or fee to the mid-market rate, so the amount you receive is typically a little lower.

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